What We Do
We Approve Everyone
We do things a bit differently than a traditional lender. We promise to finance you, if you promise to pay us. We believe in a hand shake. We take a man for his word. We feel too many people have lost this type of service. If one of us ends up not living up to our agreement, then there are practices in place to resolve that. But in the beginning, we trust our customer. Besides, this saves you money overall, eliminates the complicated process of securing a mortgage from a bank and it all works with just a small amount of cash up front.
No Hidden Fees
When purchasing real estate there are costs involved that are above the cost of the property itself. You have probably heard terms regarding these fees like document prep, attorney cost, title service, deed stamps, survey, application fees, points, commissions and the list goes on. However, when you buy from us, we cover all associated fees with the transaction for you. We will NEVER ask you to pay for any of these fees before or after the sale!
Here is how it works: You pay a total down payment of $295. We currently have a set fixed interest rate of 9.9%. We are flexible with the term of the loan. We will finance to you for as short as 12 months or extend it as long as 360 months--whatever fits your budget!